My Money Story: Part XI

My Money Story: Part XI

I’m 34 years old, graduated with honors from one of the top-15 universities in the world, have a “real job”, and I’m broke. This is the story of how I did everything I thought I was “supposed” to do and still found myself 100K in debt and moving back home (to my aunt & uncle’s). Want to start from the beginning? Go to My Money Story: Can I Have A Do-Over?


July 7, 2018

I’m feeling incredibly grateful today. Maybe it’s the Candice Kumai event I just went to or maybe it’s because I’m finally realizing just how lucky I am, but, whatever it is, I’m finding gratitude in my less than desirable situation.

Seriously, I have so much to be grateful for. Not only are my aunt and uncle taking PJ and me in (without any guarantee of an end date), but, today, my friend let me borrow her car (it’s an SUV) to take a load of things to my aunt and uncle’s tomorrow. On top of that, this same friend is letting me have a yard sale at her house next Sunday — one week before her wedding — while she’s also preparing to host out of town guests.

To say she has a lot going on in her life right now is an understatement and, on top of everything that is going on for her, she’s letting me take up space in her apartment and have a yard sale. I’m forever grateful.


July 8, 2018

This was my day:

6:30 am — Woke up early to chop vegetables for Sunday meal prep this afternoon. Also, to clean out my dresser drawers (fingers crossed that the person who said they were coming to buy it this morning actually does).

8:00 am — SoulCycle

8:50 am —Rush home to meet the dresser buyer at 9 am, hoping that he’s on time so I can get to aqua aerobics by 9:30 am.

9:00 am — He texts to say he’s running late because he’s waiting for his handyman to leave. We reschedule for 10:30 am so I can go to aqua aerobics.

10:30 am — Home from the pool, the dresser buyer is waiting in the driveway.

10:50 am — Successful dresser sale — + $200…YAY!! (See below if you’re interested in the breakdown.)

11:00 am — Start to meal prep lunches for the week while simultaneously packing to take a load up to my aunt and uncle’s house. Also packing some odds and ends that I need to get to my friend’s house for the yard sale next weekend.

12:00 pm — Still meal prepping, still packing.

1:15 pm — Finally take a shower (yes, I know it’s been a few hours — but I was in the pool, so I can’t be that dirty), throw laundry in the car (because on top of letting me move in with them, my aunt and uncle also let me do my laundry for free — like I said, I’m lucky), and make a smoothie for when I get there (seriously, it only takes 5 minutes and it makes a HUGE difference in how I feel).

2:15 pm — Packed the car and finally on the road to my aunt and uncle’s — only an hour later than I intended, I’m going to call it a win.

So, why am I telling you all of this?

Because if you’re ever in a similar situation, I want you to know that your mind is going to come up with a lot of excuses and BS about why you can’t get things done. Mine sure did.

But, I also want you to see that it IS possible to do all of the things you need to do (yes, I do need to work out for my mental health — it’s a MUST) and, for the things that you can’t find time to do, it’s okay to let them go. Figure out your must-dos, then give yourself a pass on the rest. And, most importantly, don’t beat yourself up about what you didn’t get done. Whatever you’re going through is hard enough. Feeling guilty about what you didn’t get done is only going to make it harder.


Here are the details from the sale I made this week:

Adding this to everything I’ve sold thus far, here’s where I’m at:

Total revenue: $840.51
– total costs: $33.99
= net “income”: $806.52


Want to know how this whole thing started?

Go to My Money Story: Can I Have a Do-Over to start from the beginning.



Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.